/*
Theme Name: Elite Home Mortgages
Theme URI: https://www.elitehomemortgages.com
Author: Built for Elite Home Mortgages (branch of NEXA Mortgage LLC)
Description: Custom theme for Elite Home Mortgages, Maple Grove MN. Includes mortgage
  calculator, filterable loan programs, interactive process flow, team bios, NEXA
  recruiting page and A2P 10DLC-compliant legal pages.
Version: 1.0.0
Requires at least: 6.0
Tested up to: 6.7
Requires PHP: 7.4
License: Proprietary - for use by Elite Home Mortgages only
Text Domain: elite-home-mortgages
*/

:root{
  --white:#FFFFFF; --paper:#F5F8FC; --paper-2:#EDF3FA;
  --navy:#1A4D8F; --navy-deep:#123A6E; --navy-ink:#0E2647;
  --sky:#4EBDEA; --sky-soft:#E4F3FC;
  --ink:#16213A; --body:#5E6B80; --muted:#8894A6;
  --line:#E4EAF2; --line-2:#D2DCE9;
  --shadow-sm:0 4px 14px -8px rgba(18,40,80,.22);
  --shadow:0 18px 44px -26px rgba(18,40,80,.34);
  --r:10px;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{background:var(--white);color:var(--body);
  font-family:"Poppins","Helvetica Neue",Helvetica,Arial,sans-serif;
  font-size:16.5px;line-height:1.75;font-weight:400;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{margin:0;color:var(--ink);font-family:"Montserrat","Helvetica Neue",Helvetica,Arial,sans-serif;
  font-weight:700;line-height:1.24;letter-spacing:-.02em;text-wrap:balance}
p{margin:0}
a{color:inherit}
img{display:block;max-width:100%}
:focus-visible{outline:2px solid var(--sky);outline-offset:3px;border-radius:4px}
.wrap{max-width:1320px;margin:0 auto;padding:0 24px}
.mono{font-variant-numeric:tabular-nums}

/* ---------- shared bits ---------- */
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:"Montserrat",sans-serif;
  font-size:12.5px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--navy);
  background:var(--sky-soft);border-radius:99px;padding:7px 15px}
.eyebrow::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--sky)}
.sec{padding:96px 0}
.sec-alt{background:var(--paper)}
.sec-head{max-width:760px;margin:0 auto 54px;text-align:center}
.sec-head h2{font-size:clamp(30px,3.4vw,42px);line-height:1.28;margin-top:18px}
.sec-head p{margin-top:16px;color:var(--body);font-size:17px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;
  font-family:"Poppins",sans-serif;font-size:16px;font-weight:500;border-radius:5px;padding:16px 28px;
  border:1px solid transparent;text-decoration:none;cursor:pointer;
  transition:background .22s,color .22s,border-color .22s,transform .14s cubic-bezier(.16,1,.3,1),box-shadow .22s}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--navy);color:#fff;box-shadow:var(--shadow-sm)}
.btn-primary:hover{background:var(--navy-deep)}
.btn-ghost{border-color:var(--line-2);color:var(--ink);background:var(--white)}
.btn-ghost:hover{border-color:var(--navy);color:var(--navy)}
.btn-sky{background:var(--sky);color:#06293D}
.btn-sky:hover{background:#7BD2F3}
.btn-sm{padding:12px 22px;font-size:15px}

/* ---------- topbar ---------- */
.topbar{background:var(--navy-ink);color:#D8E4F2;font-size:14px}
.topbar-in{display:flex;flex-wrap:wrap;align-items:center;gap:8px 26px;padding:11px 0}
.topbar a{text-decoration:none}
.topbar a:hover{color:#fff}
.topbar .right{margin-left:auto;display:flex;flex-wrap:wrap;gap:8px 24px;align-items:center}

/* ---------- header ---------- */
header.site{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.92);
  backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.head-in{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:26px;height:96px}
.logo{height:60px;width:auto}
.mainnav{display:none;justify-content:center;gap:26px}
.mainnav a{font-family:"Poppins",sans-serif;font-size:16px;font-weight:500;color:var(--ink);
  text-decoration:none;position:relative;padding:6px 0;transition:color .2s}
.mainnav a::after{content:"";position:absolute;left:0;right:100%;bottom:0;height:2px;
  background:var(--sky);transition:right .28s cubic-bezier(.16,1,.3,1)}
.mainnav a:hover{color:var(--navy)}
.mainnav a:hover::after{right:0}
.head-cta{display:flex;align-items:center;gap:12px;justify-content:flex-end}

/* ---------- hero ---------- */
.hero{position:relative;text-align:center;padding:84px 0 0;overflow:hidden;
  background:linear-gradient(180deg,#FFFFFF 0%,#F2F8FD 52%,#E9F2FB 100%)}
.hero::before{content:"";position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(60% 45% at 50% 0%,rgba(78,189,234,.16),transparent 70%)}
.hero .wrap{position:relative}
.hero h1{font-size:clamp(38px,6.4vw,78px);line-height:1.12;letter-spacing:-.032em;max-width:19ch;margin:24px auto 0}
.hero h1 .hl{color:var(--navy)}
.hero h1 .pill{display:inline-block;vertical-align:-.16em;height:.86em;width:1.3em;border-radius:16px;
  margin:0 .14em;box-shadow:var(--shadow-sm);border:1px solid var(--line);
  background:linear-gradient(160deg,#F4FAFE,#DFF0FA);
  background-image:url('assets/img/house-mark.png'),linear-gradient(160deg,#F4FAFE,#DFF0FA);
  background-size:78% auto,100% 100%;background-position:center 58%,center;background-repeat:no-repeat,no-repeat}
.hero .sub{margin:22px auto 0;max-width:62ch;font-size:17.5px;color:var(--body)}
.heroline{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:16px 30px;margin-top:34px}
.heroline .lab{font-size:15.5px;color:var(--body)}
.heroline .lab b{font-family:"Montserrat",sans-serif;color:var(--ink);font-weight:700;font-size:16px}
.herostrip{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:62px;padding-bottom:70px}
.herostrip figure{margin:0;position:relative;border-radius:14px;overflow:hidden;box-shadow:var(--shadow);background:var(--paper-2)}
.herostrip img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/3;transition:transform .6s cubic-bezier(.16,1,.3,1)}
.herostrip figure:hover img{transform:scale(1.05)}
.herostrip figcaption{position:absolute;left:0;right:0;bottom:0;padding:16px 16px 13px;color:#fff;
  font-size:13.5px;font-weight:500;background:linear-gradient(180deg,transparent,rgba(12,28,52,.82))}
.herostrip .tall{grid-column:span 2}

/* ---------- stats ---------- */
.stats{background:var(--navy-ink);color:#fff}
.stats-in{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:rgba(255,255,255,.12)}
.stats-in div{background:var(--navy-ink);padding:30px 26px;text-align:center}
.stats-in b{display:block;font-family:"Montserrat",sans-serif;font-size:30px;font-weight:700;letter-spacing:-.02em;color:#fff}
.stats-in span{display:block;margin-top:5px;font-size:14.5px;color:#AFC3DB}

/* ---------- about / why ---------- */
.about{display:grid;grid-template-columns:1fr;gap:48px;align-items:center}
.about-media{position:relative}
.about-media img{width:100%;border-radius:16px;box-shadow:var(--shadow)}
.about-badge{position:absolute;right:-14px;bottom:-22px;background:var(--white);border-radius:12px;
  padding:18px 22px;box-shadow:var(--shadow);border:1px solid var(--line);text-align:center}
.about-badge b{display:block;font-family:"Montserrat",sans-serif;font-size:26px;font-weight:700;color:var(--navy)}
.about-badge span{font-size:13px;color:var(--muted)}
.about h2{font-size:clamp(28px,3.2vw,40px);line-height:1.28;margin-top:18px}
.about > div > p{margin-top:18px}
.whylist{list-style:none;margin:26px 0 0;padding:0;display:grid;gap:14px}
.whylist li{display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:start}
.whylist .tick{width:26px;height:26px;border-radius:50%;background:var(--sky-soft);color:var(--navy);
  display:flex;align-items:center;justify-content:center;flex:none;margin-top:3px}
.whylist b{display:block;font-family:"Montserrat",sans-serif;font-size:16.5px;font-weight:700;color:var(--ink)}
.whylist span{font-size:15.5px;line-height:1.6;display:block;margin-top:2px}

/* ---------- services ---------- */
.svc-tabs{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin-bottom:38px}
.svc-tabs button{font-family:"Poppins",sans-serif;font-size:15px;font-weight:500;padding:11px 20px;border-radius:99px;
  border:1px solid var(--line-2);background:var(--white);color:var(--body);cursor:pointer;
  transition:background .22s,color .22s,border-color .22s,transform .14s cubic-bezier(.16,1,.3,1)}
.svc-tabs button:hover{border-color:var(--sky);color:var(--navy)}
.svc-tabs button:active{transform:translateY(1px)}
.svc-tabs button[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:#fff}
.svc-tabs .count{margin-left:7px;font-size:13px;opacity:.65;font-variant-numeric:tabular-nums}
.prodgrid{display:grid;grid-template-columns:1fr;gap:20px}
.card{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:30px 26px;
  text-decoration:none;display:block;position:relative;overflow:hidden;
  transition:border-color .25s,transform .25s cubic-bezier(.16,1,.3,1),box-shadow .25s;
  animation:cardIn .46s cubic-bezier(.16,1,.3,1) both;animation-delay:calc(var(--i,0) * 26ms)}
@keyframes cardIn{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.card::after{content:"";position:absolute;left:0;top:0;height:3px;width:0;background:var(--sky);transition:width .38s cubic-bezier(.16,1,.3,1)}
.card:hover{border-color:var(--line-2);transform:translateY(-6px);box-shadow:var(--shadow)}
.card:hover::after{width:100%}
.card[hidden]{display:none}
.card .ico{width:56px;height:56px;border-radius:14px;background:var(--sky-soft);color:var(--navy);
  display:flex;align-items:center;justify-content:center;transition:background .25s,color .25s,transform .35s cubic-bezier(.16,1,.3,1)}
.card:hover .ico{background:var(--navy);color:#fff;transform:translateY(-2px) rotate(-5deg)}
.card .ico svg{width:27px;height:27px}
.card h3{font-size:19px;margin-top:22px;letter-spacing:-.015em}
.card p{margin-top:9px;font-size:15.5px;line-height:1.6}
.card .more{display:inline-flex;align-items:center;gap:7px;margin-top:16px;font-size:14.5px;font-weight:500;
  color:var(--navy);opacity:0;transform:translateX(-5px);transition:opacity .25s,transform .25s}
.card:hover .more{opacity:1;transform:none}
.footnote{margin-top:32px;text-align:center;font-size:14px;color:var(--muted)}

/* ---------- flow (Getting started) ---------- */
.flow{display:grid;gap:30px}
.flow-track{position:relative;display:grid;grid-template-columns:1fr;gap:14px;list-style:none;margin:0;padding:0}
.flow-rail{display:none}
.fnode{display:grid;grid-template-columns:auto 1fr;gap:15px;align-items:center;width:100%;
  background:var(--white);border:1px solid var(--line);border-radius:12px;padding:16px 18px;
  font-family:"Poppins",sans-serif;text-align:left;cursor:pointer;color:var(--ink);
  transition:border-color .24s,background .24s,transform .2s cubic-bezier(.16,1,.3,1),box-shadow .24s}
.fnode:hover{border-color:var(--sky);transform:translateY(-3px);box-shadow:var(--shadow-sm)}
.fnode .dot{width:42px;height:42px;border-radius:50%;flex:none;display:flex;align-items:center;justify-content:center;
  border:2px solid var(--line-2);background:var(--white);color:var(--navy);
  font-family:"Montserrat",sans-serif;font-size:14px;font-weight:700;
  transition:background .28s,border-color .28s,color .28s,transform .28s cubic-bezier(.16,1,.3,1)}
.fnode .lbl{font-family:"Montserrat",sans-serif;font-size:16px;font-weight:700;color:var(--ink);line-height:1.3;letter-spacing:-.01em}
.fnode[aria-selected="true"]{border-color:var(--navy);background:var(--sky-soft)}
.fnode[aria-selected="true"] .dot{background:var(--navy);border-color:var(--navy);color:#fff;transform:scale(1.08)}
.flow-detail{background:var(--white);border:1px solid var(--line);border-radius:16px;
  padding:clamp(26px,3.4vw,40px);box-shadow:var(--shadow);min-height:240px}
.flow-detail h3{font-size:clamp(22px,2.5vw,28px)}
.flow-detail > p{margin-top:13px;font-size:17px;max-width:64ch}
.fade-in{animation:fadeUp .36s cubic-bezier(.16,1,.3,1) both}
@keyframes fadeUp{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
.split{display:grid;grid-template-columns:1fr;gap:1px;background:var(--line);border:1px solid var(--line);
  border-radius:12px;overflow:hidden;margin-top:22px;max-width:70ch}
.split div{background:var(--paper);padding:16px 18px}
.split dt{font-family:"Montserrat",sans-serif;font-size:11.5px;font-weight:700;letter-spacing:.12em;
  text-transform:uppercase;color:var(--navy)}
.split dd{margin:7px 0 0;font-size:15.5px;line-height:1.55}
.tl-note{margin-top:18px;display:inline-flex;align-items:center;gap:9px;font-size:14px;color:var(--navy);
  background:var(--sky-soft);border-radius:99px;padding:9px 17px;font-weight:500}

/* ---------- calculator ---------- */
.calc{display:grid;grid-template-columns:1fr;gap:34px}
.calc-form{display:flex;flex-direction:column;gap:24px;background:var(--white);
  border:1px solid var(--line);border-radius:16px;padding:clamp(24px,3vw,34px)}
.field{display:flex;flex-direction:column;gap:9px}
.field label{font-family:"Montserrat",sans-serif;font-size:15px;font-weight:700;color:var(--ink);
  display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.field .val{font-family:"Poppins",sans-serif;font-weight:600;font-size:16px;color:var(--navy);font-variant-numeric:tabular-nums}
.field .help{font-size:13.5px;color:var(--muted);line-height:1.55}
input[type=range]{width:100%;accent-color:var(--navy);height:22px;cursor:pointer}
.seg{display:flex;border:1px solid var(--line-2);border-radius:6px;overflow:hidden;width:fit-content}
.seg button{font-family:"Poppins",sans-serif;font-size:15px;padding:10px 18px;background:var(--white);color:var(--body);
  border:0;border-right:1px solid var(--line-2);cursor:pointer;transition:background .2s,color .2s}
.seg button:last-child{border-right:0}
.seg button[aria-pressed="true"]{background:var(--navy);color:#fff}
.result{background:var(--navy-ink);color:#fff;border-radius:16px;padding:clamp(26px,3.4vw,38px);box-shadow:var(--shadow)}
.result .eyebrow{background:rgba(255,255,255,.1);color:#CFE6F7}
.result .eyebrow::before{background:var(--sky)}
.big{font-family:"Montserrat",sans-serif;font-size:clamp(40px,5.6vw,56px);font-weight:700;
  letter-spacing:-.035em;line-height:1;margin-top:16px;color:#fff;font-variant-numeric:tabular-nums}
.big small{font-size:17px;color:#9FB6D2;font-weight:500;letter-spacing:0}
.bar{display:flex;height:10px;border-radius:99px;overflow:hidden;margin:28px 0 20px;background:rgba(255,255,255,.12)}
.bar i{display:block;transition:flex-grow .4s cubic-bezier(.16,1,.3,1)}
.legend div{display:flex;align-items:center;gap:12px;justify-content:space-between;padding:13px 0;
  border-top:1px solid rgba(255,255,255,.13);font-size:15.5px;color:#C9D8EA}
.legend .k{display:flex;align-items:center;gap:10px}
.swatch{width:10px;height:10px;border-radius:3px;flex:none}
.legend .v{color:#fff;font-weight:500;font-variant-numeric:tabular-nums}
.note{margin-top:20px;font-size:13.5px;color:#93A9C4;line-height:1.6}

/* ---------- team ---------- */
.team{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.member{text-align:center}
.member .ph{position:relative;border-radius:16px;overflow:hidden;background:var(--paper-2);border:1px solid var(--line)}
.member img{width:100%;aspect-ratio:1/1;object-fit:cover;transition:transform .55s cubic-bezier(.16,1,.3,1)}
.member:hover img{transform:scale(1.06)}
.member .ph::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(14,38,71,.55));
  opacity:0;transition:opacity .35s}
.member:hover .ph::after{opacity:1}
.member b{display:block;margin-top:18px;font-family:"Montserrat",sans-serif;font-size:17px;font-weight:700;color:var(--ink)}
.member span{display:block;margin-top:3px;font-size:14.5px;color:var(--muted)}
.member.placeholder .ph{display:flex;align-items:center;justify-content:center;aspect-ratio:1/1;
  border-style:dashed;border-color:var(--line-2);padding:20px;text-align:center;font-size:14.5px;color:var(--muted)}

/* ---------- testimonials ---------- */
.quotes{display:grid;grid-template-columns:1fr;gap:24px}
.quote{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:32px 28px;
  transition:transform .25s cubic-bezier(.16,1,.3,1),box-shadow .25s,border-color .25s}
.quote:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:var(--line-2)}
.stars{display:flex;gap:4px;color:#F0A93B}
.quote h3{font-size:18px;margin-top:16px}
.quote blockquote{margin:12px 0 0;font-size:16px;line-height:1.7}
.quote figcaption{margin-top:20px;padding-top:18px;border-top:1px solid var(--line);
  font-family:"Montserrat",sans-serif;font-size:14.5px;font-weight:700;color:var(--ink)}
.quote figcaption span{display:block;font-family:"Poppins",sans-serif;font-weight:400;font-size:13.5px;color:var(--muted);margin-top:2px}

/* ---------- faq ---------- */
.faq{max-width:900px;margin:0 auto;display:grid;gap:14px}
.faq details{background:var(--white);border:1px solid var(--line);border-radius:12px;overflow:hidden;transition:border-color .22s,box-shadow .22s}
.faq details[open]{border-color:var(--line-2);box-shadow:var(--shadow-sm)}
.faq summary{list-style:none;cursor:pointer;padding:22px 26px;display:flex;align-items:center;justify-content:space-between;gap:18px;
  font-family:"Montserrat",sans-serif;font-size:17px;font-weight:700;color:var(--ink);transition:color .2s}
.faq summary::-webkit-details-marker{display:none}
.faq summary:hover{color:var(--navy)}
.faq summary .sign{width:30px;height:30px;border-radius:50%;background:var(--sky-soft);color:var(--navy);flex:none;
  display:flex;align-items:center;justify-content:center;font-size:19px;line-height:1;transition:transform .3s cubic-bezier(.16,1,.3,1),background .25s,color .25s}
.faq details[open] summary .sign{transform:rotate(45deg);background:var(--navy);color:#fff}
.faq .ans{padding:0 26px 24px;font-size:16px;max-width:72ch}

/* ---------- contact + cta ---------- */
.contact{display:grid;grid-template-columns:1fr;gap:34px;align-items:center}
.contact-media img{width:100%;border-radius:16px;box-shadow:var(--shadow)}
.contact h2{font-size:clamp(28px,3.2vw,40px);line-height:1.28;margin-top:18px}
.contact dl{display:grid;grid-template-columns:auto 1fr;gap:16px 22px;margin:28px 0 0;font-size:16px}
.contact dt{font-family:"Montserrat",sans-serif;font-weight:700;font-size:13px;letter-spacing:.09em;
  text-transform:uppercase;color:var(--muted);padding-top:2px}
.contact dd{margin:0;color:var(--ink)}
.contact dd a{color:var(--navy);text-decoration:none}
.contact dd a:hover{text-decoration:underline}
.cta{position:relative;overflow:hidden;background:var(--navy);color:#fff;border-radius:20px;
  padding:clamp(38px,5vw,68px);display:grid;gap:26px;text-align:center;justify-items:center}
.cta::before{content:"";position:absolute;inset:0;
  background:radial-gradient(70% 90% at 50% 0%,rgba(78,189,234,.32),transparent 68%)}
.cta > *{position:relative}
.cta h2{color:#fff;font-size:clamp(28px,3.8vw,46px);line-height:1.2;max-width:20ch}
.cta p{color:#CBDDF0;max-width:56ch;font-size:17px}
.cta-row{display:flex;flex-wrap:wrap;gap:14px;justify-content:center}

/* ---------- footer ---------- */
footer{background:var(--navy-ink);color:#A9BDD6;padding:72px 0 0;font-size:15.5px}
.foot-grid{display:grid;grid-template-columns:1fr;gap:38px;padding-bottom:50px}
.foot-col h4{margin:0 0 16px;font-family:"Montserrat",sans-serif;font-size:13px;letter-spacing:.13em;
  text-transform:uppercase;color:#fff;font-weight:700}
.foot-col a{display:block;text-decoration:none;padding:5px 0;color:#A9BDD6;transition:color .2s,padding-left .2s}
.foot-col a:hover{color:#fff;padding-left:5px}
.foot-logo{height:56px;margin-bottom:18px}
.legal{border-top:1px solid rgba(255,255,255,.12);padding:26px 0 40px;font-size:13px;line-height:1.8;color:#8CA3BF}
.legal a{color:#A9BDD6}

@media (min-width:640px){
  .herostrip{grid-template-columns:repeat(4,1fr)}
  .herostrip .tall{grid-column:span 2}
  .stats-in{grid-template-columns:repeat(4,1fr)}
  .prodgrid{grid-template-columns:repeat(2,1fr)}
  .split{grid-template-columns:1fr 1fr}
  .team{grid-template-columns:repeat(3,1fr)}
  .quotes{grid-template-columns:repeat(3,1fr)}
}
@media (min-width:1000px){
  .mainnav{display:flex}
  .hero{padding-top:96px}
  .prodgrid{grid-template-columns:repeat(3,1fr)}
  .about{grid-template-columns:1fr 1.06fr;gap:70px}
  .calc{grid-template-columns:1fr 1.04fr;gap:52px;align-items:start}
  .team{grid-template-columns:repeat(4,1fr)}
  .contact{grid-template-columns:1fr 1fr;gap:64px}
  .foot-grid{grid-template-columns:1.4fr 1fr 1fr 1fr 1fr}
  .flow-track{grid-template-columns:repeat(5,1fr);gap:14px;padding-top:6px}
  .fnode{grid-template-columns:1fr;justify-items:center;text-align:center;gap:14px;padding:24px 14px;position:relative;z-index:1}
  .flow-rail{display:block;position:absolute;left:11%;right:11%;top:45px;height:2px;background:var(--line-2);z-index:0}
  .flow-rail i{display:block;height:100%;background:var(--navy);width:0;transition:width .5s cubic-bezier(.16,1,.3,1)}
}
@media (min-width:1500px){
  body{font-size:17.5px}
  .hero .sub{font-size:19px}
  .sec-head p{font-size:18px}
  .card p{font-size:16.5px}
  .mainnav a{font-size:17px}
  .logo{height:66px}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .card,.fade-in{animation:none}
  .card:hover,.fnode:hover,.quote:hover{transform:none}
  .card:hover .ico{transform:none}
  .herostrip figure:hover img,.member:hover img{transform:none}
}

/* ============================================================
   JOIN NEXA — recruiting section (homepage) + dedicated page
   ============================================================ */

/* homepage invitation band */
.recruit{position:relative;overflow:hidden;background:var(--navy-ink);color:#fff;border-radius:20px;
  padding:clamp(34px,4.6vw,60px)}
.recruit::before{content:"";position:absolute;inset:0;
  background:radial-gradient(75% 110% at 85% 0%,rgba(78,189,234,.3),transparent 62%)}
.recruit > *{position:relative}
.recruit .tagline{display:inline-flex;align-items:center;gap:8px;font-family:"Montserrat",sans-serif;
  font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;
  background:rgba(78,189,234,.18);color:#BFE6F8;border:1px solid rgba(78,189,234,.35);
  border-radius:99px;padding:7px 15px}
.recruit h2{color:#fff;font-size:clamp(27px,3.5vw,42px);line-height:1.2;margin-top:20px;max-width:19ch}
.recruit h2 em{font-style:normal;color:var(--sky)}
.recruit > p{margin-top:18px;color:#C3D6EB;font-size:17px;max-width:58ch}
.recruit-grid{display:grid;grid-template-columns:1fr;gap:1px;background:rgba(255,255,255,.14);
  border:1px solid rgba(255,255,255,.14);border-radius:14px;overflow:hidden;margin-top:34px}
.recruit-grid div{background:rgba(255,255,255,.04);padding:22px 20px}
.recruit-grid b{display:block;font-family:"Montserrat",sans-serif;font-size:21px;font-weight:700;color:#fff;letter-spacing:-.02em}
.recruit-grid span{display:block;margin-top:5px;font-size:14.5px;color:#A9C2DC;line-height:1.5}
.recruit-cta{display:flex;flex-wrap:wrap;gap:14px;margin-top:32px;align-items:center}
.recruit-cta .meta{font-size:14.5px;color:#A9C2DC}

/* --- dedicated page --- */
.jhero{position:relative;overflow:hidden;text-align:center;padding:76px 0 86px;
  background:linear-gradient(170deg,#0E2647 0%,#143763 58%,#1A4D8F 100%);color:#fff}
.jhero::before{content:"";position:absolute;inset:0;
  background:radial-gradient(60% 50% at 50% 0%,rgba(78,189,234,.26),transparent 70%)}
.jhero .wrap{position:relative}
.jhero .tagline{display:inline-flex;align-items:center;gap:8px;font-family:"Montserrat",sans-serif;
  font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;
  background:rgba(78,189,234,.18);color:#BFE6F8;border:1px solid rgba(78,189,234,.35);border-radius:99px;padding:8px 16px}
.jhero h1{color:#fff;font-size:clamp(36px,5.8vw,70px);line-height:1.1;letter-spacing:-.03em;margin:24px auto 0;max-width:17ch}
.jhero h1 em{font-style:normal;color:var(--sky)}
.jhero .sub{margin:22px auto 0;max-width:62ch;font-size:18px;color:#C7DAEE}
.jhero .jcta{display:flex;flex-wrap:wrap;gap:14px;justify-content:center;margin-top:34px}
.jstats{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:rgba(255,255,255,.16);
  border:1px solid rgba(255,255,255,.16);border-radius:16px;overflow:hidden;margin-top:48px}
.jstats div{background:rgba(255,255,255,.05);padding:24px 18px}
.jstats b{display:block;font-family:"Montserrat",sans-serif;font-size:clamp(24px,3vw,32px);font-weight:700;color:#fff;letter-spacing:-.025em}
.jstats span{display:block;margin-top:4px;font-size:14px;color:#A9C2DC}

/* two rules */
.rules{display:grid;grid-template-columns:1fr;gap:22px;max-width:980px;margin:0 auto}
.rule{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:34px 30px;
  display:grid;grid-template-columns:auto 1fr;gap:22px;align-items:start;
  transition:transform .25s cubic-bezier(.16,1,.3,1),box-shadow .25s,border-color .25s}
.rule:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--line-2)}
.rule .num{width:58px;height:58px;border-radius:50%;flex:none;background:var(--navy);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-family:"Montserrat",sans-serif;font-size:22px;font-weight:700}
.rule h3{font-size:24px}
.rule p{margin-top:9px;font-size:16px}
.rules-note{text-align:center;max-width:62ch;margin:30px auto 0;font-size:17px;color:var(--body)}
.rules-note b{color:var(--ink);font-family:"Montserrat",sans-serif}

/* reasons */
.reasons{display:grid;grid-template-columns:1fr;gap:20px;counter-reset:r}
.reason{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:28px 24px;position:relative;overflow:hidden;
  transition:transform .25s cubic-bezier(.16,1,.3,1),box-shadow .25s,border-color .25s}
.reason:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:var(--line-2)}
.reason::after{content:"";position:absolute;left:0;top:0;height:3px;width:0;background:var(--sky);transition:width .38s cubic-bezier(.16,1,.3,1)}
.reason:hover::after{width:100%}
.reason .rtop{display:flex;align-items:center;justify-content:space-between;gap:14px}
.reason .ico{width:52px;height:52px;border-radius:13px;background:var(--sky-soft);color:var(--navy);
  display:flex;align-items:center;justify-content:center;transition:background .25s,color .25s,transform .3s cubic-bezier(.16,1,.3,1)}
.reason:hover .ico{background:var(--navy);color:#fff;transform:rotate(-5deg)}
.reason .ico svg{width:25px;height:25px}
.reason .n{counter-increment:r;font-family:"Montserrat",sans-serif;font-size:34px;font-weight:700;
  color:var(--line-2);line-height:1;letter-spacing:-.03em}
.reason:hover .n{color:var(--sky)}
.reason h3{font-size:18.5px;margin-top:20px}
.reason p{margin-top:9px;font-size:15.5px;line-height:1.6}

/* paths to join */
.paths{display:grid;grid-template-columns:1fr;gap:20px}
.path{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:32px 28px;text-align:center;
  transition:transform .25s cubic-bezier(.16,1,.3,1),box-shadow .25s,border-color .25s}
.path:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:var(--sky)}
.path .ico{width:62px;height:62px;border-radius:50%;background:var(--sky-soft);color:var(--navy);
  display:flex;align-items:center;justify-content:center;margin:0 auto}
.path .ico svg{width:29px;height:29px}
.path h3{font-size:20px;margin-top:20px}
.path p{margin-top:10px;font-size:15.5px}

/* downline flow */
.dline{display:grid;grid-template-columns:1fr;gap:16px;position:relative}
.dstep{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:26px 22px;text-align:center}
.dstep .ico{width:52px;height:52px;border-radius:14px;background:var(--navy);color:#fff;
  display:flex;align-items:center;justify-content:center;margin:0 auto}
.dstep .ico svg{width:24px;height:24px}
.dstep h3{font-size:17.5px;margin-top:18px}
.dstep p{margin-top:8px;font-size:15px}
.dnote{margin-top:28px;background:var(--navy-ink);color:#CFE2F3;border-radius:16px;padding:28px 26px;text-align:center;font-size:17px}
.dnote b{color:var(--sky);font-family:"Montserrat",sans-serif}

/* videos */
.vids{display:grid;grid-template-columns:1fr;gap:20px}
.vid{display:block;text-decoration:none;background:var(--white);border:1px solid var(--line);border-radius:14px;
  padding:26px 24px;transition:transform .25s cubic-bezier(.16,1,.3,1),box-shadow .25s,border-color .25s}
.vid:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:var(--sky)}
.vid .play{width:52px;height:52px;border-radius:50%;background:#E8372A;color:#fff;
  display:flex;align-items:center;justify-content:center;transition:transform .3s cubic-bezier(.16,1,.3,1)}
.vid:hover .play{transform:scale(1.08)}
.vid .play svg{width:20px;height:20px;margin-left:3px}
.vid h3{font-size:17.5px;margin-top:20px}
.vid span{display:inline-flex;align-items:center;gap:7px;margin-top:12px;font-size:14.5px;font-weight:500;color:var(--navy)}

/* call schedule */
.callbox{background:var(--white);border:1px solid var(--line);border-radius:20px;overflow:hidden;box-shadow:var(--shadow)}
.callbox-top{padding:clamp(28px,3.6vw,44px);text-align:center;border-bottom:1px solid var(--line)}
.callbox-top h2{font-size:clamp(26px,3.2vw,38px)}
.callbox-top p{margin-top:14px;font-size:17px;max-width:62ch;margin-left:auto;margin-right:auto}
.slots{display:grid;grid-template-columns:1fr;gap:1px;background:var(--line)}
.slot{background:var(--paper);padding:30px 26px;text-align:center}
.slot .day{font-family:"Montserrat",sans-serif;font-size:13px;font-weight:700;letter-spacing:.12em;
  text-transform:uppercase;color:var(--navy)}
.slot .time{font-family:"Montserrat",sans-serif;font-size:30px;font-weight:700;color:var(--ink);margin-top:8px;letter-spacing:-.02em}
.slot .tz{font-size:14px;color:var(--muted);margin-top:4px}
.callbox-foot{padding:28px;text-align:center;background:var(--white)}
.tzwarn{margin-top:16px;font-size:13.5px;color:var(--muted);max-width:64ch;margin-left:auto;margin-right:auto}

.disclaimer{max-width:900px;margin:0 auto;font-size:13.5px;line-height:1.75;color:var(--muted);text-align:center}

@media (min-width:640px){
  .recruit-grid{grid-template-columns:repeat(2,1fr)}
  .jstats{grid-template-columns:repeat(4,1fr)}
  .rules{grid-template-columns:1fr 1fr}
  .reasons{grid-template-columns:repeat(2,1fr)}
  .paths{grid-template-columns:repeat(3,1fr)}
  .dline{grid-template-columns:repeat(3,1fr)}
  .vids{grid-template-columns:repeat(2,1fr)}
  .slots{grid-template-columns:1fr 1fr}
}
@media (min-width:1000px){
  .recruit-grid{grid-template-columns:repeat(4,1fr)}
  .reasons{grid-template-columns:repeat(3,1fr)}
  .vids{grid-template-columns:repeat(4,1fr)}
}
@media (prefers-reduced-motion:reduce){
  .rule:hover,.reason:hover,.path:hover,.vid:hover{transform:none}
  .reason:hover .ico,.vid:hover .play{transform:none}
}

/* ============================================================
   INNER PAGES
   ============================================================ */
.mainnav a.active{color:var(--navy)}
.mainnav a.active::after{right:0}
.mainnav a.nexa{color:var(--navy);font-weight:600}

/* mobile nav */
.navtoggle{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;
  border:1px solid var(--line-2);background:var(--white);color:var(--ink);border-radius:8px;cursor:pointer}
@media (min-width:1000px){.navtoggle{display:none}}
@media (max-width:999px){
  .mainnav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--white);
    border-bottom:1px solid var(--line);box-shadow:var(--shadow);padding:10px 24px 18px;
    flex-direction:column;gap:0;align-items:stretch}
  .mainnav.open{display:flex}
  .mainnav a{padding:13px 2px;border-bottom:1px solid var(--line);font-size:16.5px}
  .mainnav a:last-child{border-bottom:0}
  .mainnav a::after{display:none}
  header.site{position:sticky}
  .head-in{position:relative}
  .hide-sm{display:none}
}

/* page hero */
.phero{background:linear-gradient(170deg,#0E2647 0%,#143763 62%,#1A4D8F 100%);color:#fff;
  padding:54px 0 62px;position:relative;overflow:hidden;text-align:center}
.phero::before{content:"";position:absolute;inset:0;
  background:radial-gradient(60% 60% at 50% 0%,rgba(78,189,234,.24),transparent 70%)}
.phero .wrap{position:relative}
.phero .eyebrow{background:rgba(78,189,234,.18);color:#BFE6F8;border:1px solid rgba(78,189,234,.32)}
.phero .eyebrow::before{background:var(--sky)}
.phero h1{color:#fff;font-size:clamp(30px,4.4vw,52px);line-height:1.14;letter-spacing:-.028em;margin:18px auto 0;max-width:20ch}
.phero p{margin:16px auto 0;max-width:60ch;color:#C7DAEE;font-size:17.5px}
.crumb{font-size:13.5px;color:#9FB8D4;margin-bottom:20px}
.crumb a{color:#C7DAEE;text-decoration:none}
.crumb a:hover{color:#fff;text-decoration:underline}
.crumb span{margin:0 7px;opacity:.6}

/* 3-column list cards */
.cols3{display:grid;grid-template-columns:1fr;gap:20px}
.colcard{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:30px 26px;
  transition:transform .25s cubic-bezier(.16,1,.3,1),box-shadow .25s,border-color .25s}
.colcard:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--line-2)}
.colcard h3{display:flex;align-items:center;gap:13px;font-size:18.5px}
.colcard .ico.sm{width:44px;height:44px;border-radius:11px;background:var(--sky-soft);color:var(--navy);
  display:flex;align-items:center;justify-content:center;flex:none}
.colcard .ico.sm svg{width:21px;height:21px}
.colcard ul{list-style:none;margin:20px 0 0;padding:0;display:grid;gap:0}
.colcard li{padding:11px 0;border-top:1px solid var(--line);font-size:15.5px}
.colcard li:first-child{border-top:0;padding-top:0}

/* chip cloud */
.chips{display:flex;flex-wrap:wrap;gap:11px;justify-content:center}
.chips span{background:var(--white);border:1px solid var(--line-2);border-radius:99px;padding:11px 20px;
  font-size:15px;color:var(--ink);transition:border-color .2s,background .2s,transform .18s cubic-bezier(.16,1,.3,1)}
.chips span:hover{border-color:var(--sky);background:var(--sky-soft);transform:translateY(-2px)}

/* team bios */
.jumpnav{display:flex;flex-wrap:wrap;gap:9px;justify-content:center;margin-bottom:44px}
.jumpnav a{background:var(--white);border:1px solid var(--line-2);border-radius:99px;padding:9px 17px;
  font-size:14.5px;text-decoration:none;color:var(--body);transition:background .2s,color .2s,border-color .2s}
.jumpnav a:hover{background:var(--navy);border-color:var(--navy);color:#fff}
.bios{display:grid;gap:26px}
.bio{background:var(--white);border:1px solid var(--line);border-radius:18px;overflow:hidden;
  display:grid;grid-template-columns:1fr;scroll-margin-top:120px}
.bio-ph{background:var(--paper-2);min-height:220px;display:flex;align-items:center;justify-content:center}
.bio-ph img{width:100%;height:100%;object-fit:cover;aspect-ratio:1/1}
.bio-ph .initials{font-family:"Montserrat",sans-serif;font-size:46px;font-weight:700;color:var(--navy);
  opacity:.5;letter-spacing:-.02em}
.bio-body{padding:30px 28px}
.bio-body h3{font-size:24px}
.bio-body .role{margin-top:6px;font-size:15px;color:var(--muted);display:flex;flex-wrap:wrap;gap:10px;align-items:center}
.bio-body .nmls{background:var(--sky-soft);color:var(--navy);border-radius:99px;padding:4px 11px;font-size:12.5px}
.bio-body .lede{margin-top:16px;font-size:16.5px;color:var(--ink)}
.bio-body p{margin-top:12px;font-size:15.5px}
.bio-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}
.bio-tags span{background:var(--paper);border:1px solid var(--line);border-radius:7px;padding:7px 13px;font-size:13.5px;color:var(--body)}
.bio-contact{display:flex;flex-wrap:wrap;gap:11px;margin-top:24px}

/* contact page */
.contactgrid{display:grid;grid-template-columns:1fr;gap:38px}
.leadform{margin-top:28px;display:grid;gap:20px}
.frow{display:grid;grid-template-columns:1fr;gap:20px}
.leadform .field label{font-family:"Montserrat",sans-serif;font-size:14px;font-weight:700;color:var(--ink);display:block}
.leadform .opt{font-family:"Poppins",sans-serif;font-weight:400;color:var(--muted);font-size:13px}
.leadform input,.leadform select,.leadform textarea{
  width:100%;font-family:"Poppins",sans-serif;font-size:16px;color:var(--ink);background:var(--white);
  border:1px solid var(--line-2);border-radius:8px;padding:13px 14px;transition:border-color .2s,box-shadow .2s}
.leadform input:focus,.leadform select:focus,.leadform textarea:focus{
  outline:none;border-color:var(--sky);box-shadow:0 0 0 3px rgba(78,189,234,.18)}
.leadform [aria-invalid="true"]{border-color:#C9443A;box-shadow:0 0 0 3px rgba(201,68,58,.12)}
.leadform textarea{resize:vertical}
.leadform .err{display:block;font-size:13px;color:#C9443A;min-height:1px}
.formstatus{font-size:14.5px;padding:0}
.formstatus.good{color:var(--navy);background:var(--sky-soft);border-radius:8px;padding:13px 15px}
.formstatus.bad{color:#C9443A;background:#FBEDEC;border-radius:8px;padding:13px 15px}
.formnote{font-size:13px;color:var(--muted)}
.formnote a{color:var(--navy)}
.contactside{display:grid;gap:18px;align-content:start}
.infocard{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:26px 24px}
.infocard.alt{background:var(--navy-ink);color:#C9DAEC;border-color:transparent}
.infocard.alt h3{color:#fff}
.infocard h3{font-size:18px}
.infocard p{margin-top:12px;font-size:15.5px}
.infocard dl{display:grid;grid-template-columns:auto 1fr;gap:12px 18px;margin:16px 0 0;font-size:15.5px}
.infocard dt{font-family:"Montserrat",sans-serif;font-weight:700;font-size:12.5px;letter-spacing:.09em;
  text-transform:uppercase;color:var(--muted);padding-top:3px}
.infocard dd{margin:0;color:var(--ink)}
.infocard dd a{color:var(--navy);text-decoration:none}
.infocard dd a:hover{text-decoration:underline}

/* legal / prose */
.prose{max-width:820px;margin:0 auto}
.prose h2{font-size:clamp(22px,2.6vw,30px);margin-top:46px}
.prose h2:first-child{margin-top:0}
.prose p{margin-top:15px;font-size:16.5px}
.prose ul{margin:16px 0 0;padding-left:22px}
.prose li{margin-top:9px;font-size:16.5px}
.prose a{color:var(--navy)}
.prose .muted-note{font-size:14.5px;color:var(--muted);border-left:3px solid var(--line-2);padding-left:16px;margin-top:22px}

@media (min-width:640px){
  .cols3{grid-template-columns:repeat(3,1fr)}
  .frow{grid-template-columns:1fr 1fr}
  .bio{grid-template-columns:240px 1fr}
  .bio-ph{min-height:100%}
}
@media (min-width:1000px){
  .contactgrid{grid-template-columns:1.25fr .75fr;gap:56px}
  .bio{grid-template-columns:300px 1fr}
}
@media (prefers-reduced-motion:reduce){
  .colcard:hover,.chips span:hover{transform:none}
}

/* ============================================================
   RESTORED: large button + the "why" grid used on About / Process
   ============================================================ */
.btn-lg{padding:17px 32px;font-size:17px}

.whygrid{display:grid;grid-template-columns:1fr;gap:20px}
.whycell{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:30px 26px;
  display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:start;position:relative;overflow:hidden;
  transition:transform .25s cubic-bezier(.16,1,.3,1),box-shadow .25s,border-color .25s}
.whycell::after{content:"";position:absolute;left:0;top:0;height:3px;width:0;background:var(--sky);
  transition:width .38s cubic-bezier(.16,1,.3,1)}
.whycell:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:var(--line-2)}
.whycell:hover::after{width:100%}
.whycell .ic{width:54px;height:54px;border-radius:14px;background:var(--sky-soft);color:var(--navy);
  display:flex;align-items:center;justify-content:center;flex:none;
  transition:background .25s,color .25s,transform .3s cubic-bezier(.16,1,.3,1)}
.whycell:hover .ic{background:var(--navy);color:#fff;transform:rotate(-5deg)}
.whycell .ic svg{width:26px;height:26px;flex:none}
.whycell h3{font-size:19px;letter-spacing:-.015em}
.whycell p{margin-top:9px;font-size:15.5px;line-height:1.6}

@media (min-width:640px){
  .whygrid{grid-template-columns:1fr 1fr}
}
@media (prefers-reduced-motion:reduce){
  .whycell:hover{transform:none}
  .whycell:hover .ic{transform:none}
}

/* legal/terms prose extras */
.prose h3{font-size:19px;margin-top:28px}
.prose .callout{background:var(--sky-soft);border-left:3px solid var(--sky);border-radius:0 10px 10px 0;
  padding:18px 20px;margin-top:20px;font-size:16px;color:var(--ink)}