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NEXA 100
NEXA used to take about 20% of comp. With our top 8 lenders, that goes back to the loan officer for growth and marketing. Truly 100% comp to your P&L — and no per-file fee.
For Licensed Loan Officers
Two rules. No ceiling.
Be profitable. Be compliant. That is the entire rulebook at NEXA — and everything else about how you run your business is yours to decide. Casey Murray is opening the door; what you build behind it is up to you.
~4,000Loan officers nationwide
~300Investors to choose from
100%Comp to your P&L
48States (all but NY & MA)
The Whole Rulebook
Most shops hand you a policy manual. We hand you two sentences.
1
You must be profitable.
Run a business that makes money. How you market, who you hire, what you charge, how you spend your day — your call.
2
You must be compliant.
Play it straight and protect your licence. Stay inside the lines and nobody is going to micromanage how you draw them.
That is it. Full autonomy to run your business as you see fit — as long as you follow those two rules.
NEXANMLS #1660690
What NEXA Actually Is
Bank-level leverage. Broker-level rates.
NEXA is a platform for self-producing loan officers — the country's largest mortgage broker, roughly 4,000 originators strong as of September 2026. Around 300 investors sit behind you, and about 40 of those are non-delegated / mini-correspondent.
That last part matters more than it sounds. It means we don't underwrite, but we do fund our own loans — so you get treated like a bank while still quoting broker rates. Every product, in its best version. And if we don't have it, we go get it.
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Charge Section A feesA lending benefit that sits on the bank side of the line, not the broker side.
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Use our own AMCAppraisal management handled in-house instead of farmed out.
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Keep comp overages above 2.75%Overage goes to your P&L, not into somebody else's pocket.
Top 10 Reasons
Ten reasons officers move their licence to NEXA
Not perks. Structural advantages that show up in your P&L every single month.
02
Non-Del / Mini-Correspondent
Bank-side lending benefits — Section A fees, our own AMC, comp overages above 2.75% to your P&L — paired with broker pricing.
03
Downline
Help NEXA grow and earn residual income, paid 1099 to an LLC. It keeps paying while the people you introduced are still closing loans — even after you retire.
04
Prepaid Expense Card
A prepaid VISA you can load with pre-tax commission and spend on growth and marketing.
05
1099 or W-2
Where your state allows it, you choose the structure that fits your business and your taxes.
06
Fortune 500 Benefits
W-2 employees get a Fortune 500 benefits package, 401(k) included.
07
Every Day Is Payday
Get paid as loans fund, with no comp cap waiting at the end of the year to punish a good run.
08
Support That Answers
Loan officer support is the thing people quietly leave over. Nobody does it better than NEXA.
09
NEXA University
Newly licensed MLOs get trained on how to originate — and, just as importantly, how to go get business.
10
Lend in 48 States
Every state except New York and Massachusetts. Your client moves, your business follows.
And much more — the list above is where most conversations start, not where they end.
Ways to Join
Three ways to move your licence
However you want to build it, the two rules are the same and so is the comp.
Start Your Own Branch
Build your own shop, recruit your own team, and run it your way with NEXA's platform behind you.
Join a Branch
Plug into an established branch — like Casey's in Maple Grove — and borrow the infrastructure while you grow.
Go Solo
Just you, your licence, and the whole platform. No branch, no layers, no permission slips.
Residual Income
The downline: income that outlives your last loan
Most originators are only ever worth what they personally closed last month. The downline changes that math.
1. Introduce
You bring good loan officers to NEXA and help the company grow.
2. They produce
They build their own businesses and close their own loans — on their terms.
3. You earn
Residual income, paid 1099 to an LLC, for as long as they keep closing.
Here is the part worth sitting with: that income continues even if you retire — as long as the people you introduced are still closing loans.
Hear It Straight
Watch before you commit anything
Short videos on how comp, support and the downline actually work — no pitch deck required.
The Why NEXA Call
Twice a week, ask anything
Loan officers from all over the country join a live Zoom to find out how NEXA works. It isn't recorded. Ask questions the whole way through, or stay completely anonymous and just listen. It usually runs 60+ minutes.
Every Monday
5:00 pm
Arizona time
Every Thursday
11:00 am
Arizona time
Join the Why NEXA Call
Arizona does not observe daylight saving, so it lines up with Pacific time part of the year and Mountain time the rest. Check your clock against AZ before you dial in.
Talk to Casey
You already know how to originate. Keep more of what you earn.
Casey Murray has built his branch in Maple Grove on the same platform he's inviting you onto. Have a straight conversation about your volume, your comp today, and what the move would actually look like.
This page is for licensed mortgage loan originators and describes NEXA Mortgage LLC's platform, compensation structure and benefits as described to us as of September 2026. Programs, compensation, benefits and investor counts are subject to change and to NEXA's policies, state licensing requirements and applicable law. Nothing here is a guarantee of income, employment, or a particular compensation outcome. Availability of 1099 or W-2 classification depends on your state.